As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parent’s bank.
- Introduce yourself and ask for a loan.
- Say why you need the money.
- Tell how you intend to pay back the money.
Dear Sir/Madam,
I am writing to request a loan as an international student currently studying in Sweden. I am a proud account holder with your bank, and I have always valued the services provided by your institution.
Unfortunately, my monthly bank transfer from my parents has been delayed this month due to an error at their bank. This has caused me significant financial difficulties as I rely on this transfer to cover my monthly expenses. I am in urgent need of SEK 12,000 to help me get through the next few weeks.
I intend to pay back the loan within three months. As soon as I receive the delayed transfer from my parents, I will make a full payment of the loan amount. In the meantime, I will make a partial payment of SEK 4,000 each month until the loan is fully repaid.
I am willing to provide any necessary documentation to support my loan application, such as proof of income, a copy of my passport, and proof of enrollment in my university program. I am confident that I will be able to repay the loan in full within the agreed-upon time frame.
I am grateful for your consideration of my loan application and appreciate any assistance you can provide during this difficult time. Please let me know if any additional information is required or if I need to complete any further steps to process my loan application.
Thank you for your attention to this matter.
Sincerely,
Raman
Sample 2 As an International Student in Sweden, You Have an Account With a Local Bank
Dear Bank Manager,
I hope this letter finds you well. My name is [Your Name], and I am an international student currently studying in Sweden. As a dedicated customer of your bank, I am reaching out to you for assistance with a financial matter.
Due to an error at my parent’s bank, the monthly bank transfer I receive to cover my living expenses has been delayed this month. I am in urgent need of SEK 8,000 to cover my rent, food, and other necessary expenses for the upcoming month.
I understand the responsibility that comes with taking out a loan and assure you that I will make timely repayments. I have a part-time job that covers my daily expenses, and I plan to use this income to make monthly payments until the loan is fully repaid. I intend to make monthly payments of SEK 2,000 until the loan is paid off entirely.
I am willing to provide any necessary documentation to support my loan application, such as proof of income, proof of enrollment in my university program, and a copy of my passport. I am confident that I will be able to repay the loan in full within the agreed-upon time frame.
I would like to express my sincere gratitude for your time and consideration of my loan application. I understand that your bank prioritizes the satisfaction of its customers, and I hope that you can assist me during this challenging time.
Thank you for your attention to this matter.
Sincerely,
Kamal